Audi Financial Services (AFS) is pleased to announce the Audi First Time Buyer Program. This program allows first time car buyers without any automotive credit to get into their first Audi. This program is for Retail (APR) contracts only. The First Time Buyer Program does not apply to Leases or Premier Purchase(s).


Eligible Vehicles:

  • Any New and Near New Audi models
  • Audi Certified pre-owned models
  • Pre-owned Audi models


Rates and Terms:

The First Time Buyer qualifies at the Standard or Special Program rates at D Tier for terms of 12-60 months.


Advance Policy:

For all eligible vehicles, the First Time Buyer is eligible for advances per published D-Tier guidelines in the AFS handbook.


Dealer Reserve:

No mark-up is allowed on the buy rate. Dealer will receive a flat dealer reserve based on the amount financed which is not subject to chargeback.


Requirements (to be provided prior to approval):

  • The customer must never have had automotive credit.
  • The monthly payment may not exceed 18% of gross monthly income.
  • The application must meet a minimum one year of verifiable full-time employment with current employer with income commensurate with all financial obligations. A contact name and phone number within the Payroll or Human Resources Department of the applicant's employer must be provided.
  • Minimum one year residence in dealer's market area; renting or living with parents is allowed.
  • No credit history required; any established history must be in good standing with no previous derogatory credit.
  • Two verifiable personal references who reside in the United States; one must be from a relative.
  • Applicant must be a U.S. Citizen or Permanent Resident to be eligible for this program.
  • Qualification under this program is subject to verification prior to approval.


Please include the following when submitting the credit application:

  • Proof of income
  • Proof of Residence
  • Copy of Social Security Card
  • Signed credit application
  • References (Two)

Make an Inquiry


McKenna Audi

10915 Firestone Blvd
Directions Norwalk, CA 90650

  • Sales: 562-645-4656
  • Service: 855-902-7724
  • Parts: 855-902-7685


  • Monday 9AM-7PM
  • Tuesday 9AM-7PM
  • Wednesday 9AM-7PM
  • Thursday 9AM-7PM
  • Friday 9AM-7PM
  • Saturday 9AM-7PM
  • Sunday 10AM - 6PM